Microfinance Programme

Naziran Yousaf Memorial Trust (NAYMET) is empowering marginalized, deprived, neglected, oppressed and poorest sections of the society through Microfinance & Enterprise Development program since Oct, 2009. NAYMET has started its Microfinance operations from one area & now covering 10 areas under a group / Individual lending methodology to establish micro-enterprises. Microfinance program plays a vital role in reducing poverty of the distressed people. Credit helps investment and creates self-employment resultantly enhance capital and ensure future protection. We believe poverty is a multidimensional and complex phenomenon. The problem requires an integrated approach to be resolved.

Now a days Microfinance & Enterprise Development program is being supported by Yousaf family and Wajda Group. NAYMET Microfinance services are operational in areas of Walton district Lahore under Qarz-e-Hasna project. NAYMET initiated microfinance & enterprise development program to uplift the social and economic status of marginalized, deprived, neglected, oppressed and poorest communities without any distinction of male and female. Microfinance serves as a viable option for the poor community to have credit facilities to develop small-scale business opportunities to improve their livelihood.

Effective provisions of the microfinance definitely stimulate the uplift of the poor, and serve an efficient mean in reducing poverty dilemma. Microfinance and enterprise development program is implemented thorough strong process of social mobilization.Without community involvement and participation, development initiatives either in the economic or social sector have little chance of success especially at grassroots level, where majority of the population resides.

Vision: Uplift the living standard and empowerment of low-income communities on sustainable basis through providing quality micro finance services.

Mission Statement: Sustainable socio-economic development with focus on poverty alleviation and gender equality. We are demand driven and care for our target communities through transparent process.


  • Provide access to quality financial services to improve the household living standard.
  • To build the capacity of target communities in enterprise development, vocational and managerial skills.
  • Enhanced the capacity of staff for effective service delivery.

Loan Criteria:

  • Both Males & Females
  • Age Limit: 18 to 55
  • CNIC Holders
  • 2 Colored Passport sized photo
  • 1 colored photo of guarantor
  • CNIC of guarantor
  • Local Resident for minimum 2 years

Loan Sectors for Islamic Enterprise loan:

  • Livestock
  • Agriculture
  • Commerce & Trade
  • Tailoring Centre
  • Handicraft & Embroidery
  • Services

Products & Services:

  • Qarz-e Hasna
  • Livelihood
  • Social development Loan
  • Agriculture Loan
  • Sustainable Livelihood for Ultra Poor through Goat Farming, Poultry Farming & Kitchen Gardening

Loan Size

  • Qarz-e- Hasna¬†25,000-50,000
  • Livelihood¬†150,000-250,000
  • Social development Loan 25,000
  • Agriculture Loan 25,000-50,000
  • Sustainable Livelihood Package 120,000-250,000